Your Personal Finances. Simplified.

Manage your investments. Automate your savings. Protect with insurance. We are here to guide you every step of the way.

Forget generic advice. We lead with planning.

At Zyon, we deep-dive into your financial goals (hello, new house, new job, or new baby!) – then create a personalized financial plan to get you there. 

How We Work

  • Step 1 — Plan!

    No cookie-cutter advice here. We will do a six-weeks deep dive into your finances, resulting in a customized financial roadmap built just for you.

  • Step 2 — Save

    With our retirement (IRA) and education (529) accounts, your savings grow tax-free while we manage your investments. The sooner you start to save, the more you stand to earn.

  • Step 3 — Invest

    Come bears or bulls, our expert-built investment portfolios help you stay diversified, limit your risk, minimize your taxes, and maximize your returns.

  • Step 4 — Insure

    We know life has a way of throwing curveballs, which is why protecting your health, wealth, and family with the right insurance is important.

Work With Us

Our Pricing

Plan

The Zyon Plan is your bespoke financial roadmap. We charge a one-time flat fee of $1,500 for this holistic financial plan.

The plan is yours to keep, whether you choose to implement it on your own or decide to work with us long-term via our “Save & Invest” program, “Insure” program, or both.

Plan and Invest

If you choose to save and invest with us via our IRAs, 529, or brokerage accounts, we will charge an annual fee of of your assets under management (AuM) of between 0.5% to 1.5%.

When you choose this program, your financial plan is complimentary (yes, that $1,500 plan is included with this fee).

Plan and Insure

If you get your life or disability insurance with us, we will charge an annual premium for your coverage.

When you choose this program, your financial plan is complimentary (yes, that $1,500 plan is included with this fee).

Meet the Team

  • Lydia Asaf

    FOUNDER & CEO

  • Gracio Garcia, AIF®

    HEAD OF INVESTMENTS

  • Peter A. Klay

    HEAD OF ADVISORY

  • Zohar Keller

    STRATEGIC BOARD ADVISOR

  • Stephanie A. Rieben-de Roquefeuil

    STRATEGIC BOARD ADVISOR

  • Gilah Petri, MA

    STRATEGIC BOARD ADVISOR

Looking for Answers? Our FAQs Can Help.

  • Think of it this way: Your typical financial advisor is like that old-school, one-size-fits-all suit you wore to your first job interview – a bit stuffy, not the best fit. We're the custom-tailored upgrade you've earned.  

  • Of course! we ensures your investments are always working hard for you. We practice goals-based investing, which means we prioritize what matters most to you—whether that’s saving for a down payment, early retirement, or funding your child’s education.

  • Our pricing is easy and transparent for you to choose:

    Option 1: Get Your Zyon Plan

    The Zyon Plan is your customized financial roadmap designed to achieve your goals. We charge a one-time flat fee of $1,500 for this holistic financial plan. The plan is yours to keep, whether you choose to implement it on your own or decide to work with us long-term.

    Option 2: Invest with Us

    If you choose to invest with us, we charge an annual fee of 1.0% of your assets under management (AUM). This covers continuous advice, personalized portfolio management, on-demand support, and includes a Zyon Plan Update every year (yes, that $1,500 custom roadmap is included with the 1% AUM fee).

    Option 3: Protect Your Wealth with Us

    If you choose to get your life or disability insurance with us, we charge an annual premium for your insurance coverage. This includes a Zyon Plan Update every year (yes, that $1,500 custom roadmap is included with your insurance premiums!).

  • It typically takes 4 to 6 weeks to complete the Zyon Plan. This includes two virtual meetings with your advisor (around 1 hr each), gathering your financial information, talking through your goals, and collaborating to ensure your personalized plan is exactly what you hoped it would be.

  • Yes. Money is a sensitive topic. You'll have a dedicated advisor who'll be your financial confidante, getting to know your goals and dreams as well as they know your financial situation. They'll be your go-to person, guiding you every step of the way. And for those unique situations, they have a team of specialists to call on.

Visit Us

160 Gould Street, Needham, MA

Hours
Monday–Friday
8am–6pm

Phone
781-292-3224